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Storm Surge Risk Check for Hudson, FL

Hurricane surge has reached homes on the west Pasco coast more than once. Check the items that match your home to see how exposed it is before the next storm season.

Check everything that applies The home sits on a canal or close to the Gulf, west of US 19 The FEMA flood map puts the lot in a coastal flood zone (AE or VE) The finished floor is a slab at or near ground level, not raised Water reached the yard, garage or house during a past tropical storm The home is a manufactured home or has a crawl space under it The water heater, washer or stored valuables sit on the garage floor The yard or street drains back up during heavy summer rain There are no flood vents, barriers or raised utilities on the house

Your storm surge exposure

Low

Check the boxes that match your home.

This is a screening check for the coastal hurricane season, not an elevation survey.

(888) 621-2041Talk surge risk with a coastal pro

Why surge reaches homes here

Storm surge risk in Hudson, FL

A shallow, gently sloping Gulf

The shallow shelf off the Pasco coast lets a hurricane pile water up and push it inland, even from a storm that passes well offshore.

Low slabs take water first

Canal-front and coastal homes built close to grade take surge through doors, garages and weep holes before anything else on the street.

Surge water is Category 3

Surge carries salt, silt, fuel and sewage. Drywall, insulation, carpet and pad it touched come out; the framing and slab are cleaned and dried.

Water already inside? See storm surge flood cleanup, hurricane and wind-driven rain damage and manufactured home water damage.

Straight answers

Storm Surge Risk Check questions

What is storm surge?

Storm surge is seawater pushed ashore by a hurricane's wind and low pressure. On a shallow coast like this one it can rise several feet above normal tide.

How do I find my flood zone?

The FEMA Flood Map Service Center shows the flood zone for any address. Pasco County also publishes evacuation zones before each hurricane season.

Does homeowners insurance cover surge water?

Surge and other rising water are usually covered by flood insurance, not homeowners coverage. Check with your own insurer, and note that new flood policies often have a waiting period.

What should I move before a storm?

Lift papers, electronics and valuables off the floor, unplug what you can and move cars and stored items out of the garage if there is time.

What happens after surge water gets inside?

Surge water is treated as Category 3. Wet drywall, insulation, carpet and pad come out, surfaces are cleaned and the structure is dried and documented for the flood claim.

Dispatch runs 24/7

Storm water in the house? Get it out now.

Salt water and silt keep soaking into drywall and cabinets after the water drops. The drying team removes what cannot be saved and dries the rest.

(888) 621-2041Surge cleanup help, 24/7

Crews sent out day and night
Dried to the IICRC S500 standard
Daily readings for the adjuster
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